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Could not subscribe, try again laterInvalid Email Pensioners Bonds have now been on sale just over a week, and www. Savings rates have been spitworthily low for years, so no wonder the over 65s are rampant. Full analysis and more help at www. Got a question for publication? Name withheld at request There’s gold in them there pensioner bonds, but can you get at it if you’re not over 65 Image:

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If the source of the advantage for longhand notes derives from the She explores mechanisms for optimizing cognitive function in college students, older adults, and individuals with intellectual disabilities.

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Retirement Planning Strategies for All Ages: A To-Do List for retirement planning. Debt Management Tips for Seniors: Cover common pitfalls for retirees and seniors to watch for when preparing their individual tax returns. Official Government of Canada Website for Canadian retirees and soon-to-be retirees.

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Read More New car tax rules are coming in a few weeks “The Conservative-led county council has just agreed an increase in council tax, a cost also borne by many low income residents, so adding extra charges for using libraries is a double charge on the least well-off. It should be using the additional revenue generated to protect this service as free and open to all.

It is an ill-conceived money grabbing idea which isn’t going to raise an awful lot of money, but cause a lot of suffering.

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Income tax Online sellers who use Ebay, holiday letting websites and other internet retailers will face one of the “biggest tax crackdowns in history” under government plans to obtain details of millions of online transactions. The new powers will give the taxman access to information from Paypal, the online payment company owned by Ebay, smartphone app stores run by Apple and Google, holiday comparison websites and a host of other online retailers.

HMRC is taking a tougher approach to online tax evasion According to a consultation published by HMRC, the taxman will be able to use the powers to collect the names, addresses and revenues of any businesses which use the websites. They will then compare the information with tax returns filed by the businesses and use it to pursue those who have failed to pay. Senior tax accountants told The Telegraph that the scale of the data collection is “huge” and amounts to a “radical” change in the way that HMRC conducts its business.

They warned that it could lead to “fishing expeditions” which could see small businesses and modest hobbyists sent “frightening” letters demanding they payment of taxes which they do not owe. HMRC has insisted that it will only collect data about businesses that use the internet to sell goods and services rather than those who are buying it.

Rebecca Reading, a corporate tax partner at Baker Tilly, said: It seems to me that this is a massive exponential growth of data between something we’re all familiar with, such as collecting interest on bank accounts and savings accounts, to millions of online transactions.

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Could not subscribe, try again laterInvalid Email The family of a cyclist found dead following a lengthy battle with depression has paid tribute to the ‘much-loved son and brother’. Benjamin Rathbone, 35, would ride at night to deal with his low moods, an inquest into his death heard. His family said mental ill-health plagued him for much of his life. In a heartbreaking statement, his loved ones said: He attended some doctors appointments after he told his family he was ‘down’, but didn’t return.

Mr Rathbone’s family said he believed medics ‘couldn’t help him as he had been feeling down for too long’.

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Legal framework[ edit ] The legal status of prostitution in Portugal has changed several times. In , a harsh law dealing with sexually transmitted diseases came into effect, placing further restrictions on the registration of workers and forbidding the opening of any new houses. Existing houses could be closed if thought to provide a threat to public health.

An inquiry at the time estimated that there were 5, workers and houses, and appeared confined to the major urban areas of Lisbon, Porto, Coimbra and Evora. However, it was recognised that registered workers represented only a portion of the total population. This law was intended to eradicate prostitution. This was an abolitionist position ending the prior era of regulation, including regular medical checks on sex workers.

The law had little effect on the extent of prostitution, and on January 1, , this law was partially repealed, making not sex work itself but merely its exploitation and facilitation illegal. Prosecution was still possible under offences against public decency and morals, but this was infrequent, although regulation was in the hands of local authorities and enforcement was variable.

Thus, this could be considered as an example of ‘toleration’.

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Use in the same way to search for pension records from a Foreign and Colonial subseries of WO 23 specifically for. a small number of Indian Army pensioners (most records for Indian Army pensioners are held by the British Library); a small number East India Company pensioners (most records for East India Company pensioners are held by the British Library).

Public servants escape new pension rules Independent. It has been revealed that public servants get a “supplementary pension” before they can qualify for the State contributory pension at Public Servants are getting a full supplementary pension payment even in cases where they do not have sufficient PRSI contributions to give them the maximum State pension.

The Department of Public Expenditure has confirmed that the “supplementary” pension exits, that is basically a substitution for the State pension until public servants reach the State pension age of As a result of this pension experts have said that this means that public servants have insulated themselves from the decision to raise the State pension. A spokesperson for the Department of Public Expenditure told the Irish Independent that “In certain circumstances, civil servants whose pension is integrated with the State pension may qualify for a supplementary pension to make up the difference between the amount of the occupational pension to which they are entitled and the amount they would have received if their occupational pension was not integrated.

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Coaches filled with demonstrators from our city have also set off for London, where mass rallies and marches will be held. A huge inflatable blimp depicting the President as a baby in a nappy clutching a mobile phone will fly over Westminster throughout the day to coincide with the protests. In Parliament Square, a countdown followed by a loud cheer saw the Trump baby blimp rise into the sky on Friday morning. In Manchester, the demonstration outside the Town Hall in Albert Square is expected to start at 5pm and last until at least 7pm.

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VizWiz , free, iOS This app, developed by a team from the University of Rochester, is targeted at partially sighted users. It allows users to take a picture with their phone, speak a question and receive multiple spoken answers. Find out more about the app on the University of Rochester site. The app allows users to control visual choices for font size and colour, background and highlighting colour, and text-to-speech preferences, and was a recent app of the month recommendation by the RNIB. Dragon Dictation , free, iOS This voice-recognition application allows users to dictate text or email messages and see them instantly.

Users can also dictate status updates for Facebook, tweets, or send themselves notes and reminders. A user on the Enabled by Design site says: I have no complaints at all. Dragon constantly surprises me as it ‘learns’ so quickly. Your rights , free, iOS The mobile guide to consumer rights that will arm you with all you need to know in your fight against retailers, from dealing with faulty goods to returning unwanted Christmas gifts. It offers sample letters you can send to retailers and two lengthy sections on the Consumer Credit Act and the Sale of Goods Act — making it useful for those wishing to pre-arm themselves by brushing up on their consumer knowledge, as well as those looking for a lightning-quick reference tool while shopping.

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